Dental plans
Cleanings, exams, fillings, and major work like crowns and root canals. Plans for individuals, families, and people on Medicare, including options without long waiting periods for preventive care.
Short-term & ancillary plans
Coverage for the in-between times, plus the extras your main plan doesn't include: dental, vision, accident, and more.
Short-term health insurance
Short-term medical plans offer temporary protection when you're between jobs, waiting for employer coverage to start, or missed Open Enrollment and don't have a qualifying life event. Coverage can start as soon as the day after you apply.
Who it fits
- Healthy people who need coverage for a set period
- Anyone waiting out a new-job waiting period
- People who earn too much for Marketplace tax credits and want a lower premium
Know the trade-offs. Short-term plans are not ACA-compliant coverage. They can deny coverage or exclude pre-existing conditions, may not cover maternity, mental health, or prescriptions, and have limits on how long you can keep them. If you qualify for a Marketplace plan with a tax credit, that may cost less and cover more. We'll compare both with you.
Unsure which is right? Compare ACA plans or call us and we'll lay them out side by side.
Ancillary coverage
Add-on plans that work alongside your health or Medicare plan and pay for what it doesn't.
Vision plans
Annual eye exams plus allowances or discounts on glasses and contacts, often for a few dollars a month.
Accident insurance
Pays you cash for injuries like fractures, ER visits, and ambulance rides. Popular with active families.
Critical illness
A lump-sum benefit if you're diagnosed with a covered condition like cancer, heart attack, or stroke.
Hospital indemnity
Pays a set amount per day in the hospital to help with deductibles, copays, and bills at home.
Life insurance
Term and permanent options to protect your family's income, mortgage, and future plans.
Ancillary and supplemental plans are not major medical coverage and do not replace a health plan. Benefits, limitations, and exclusions vary by carrier and plan.